LOS & Lender Connectivity

Seamlessly Bridge the Gap Between Lending Platforms and Settlement Workflows

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One Connection. Total Market Access.

See how our middleware accelerates growth for every stakeholder in the transaction

The Connectivity Overview

The lending landscape is fragmented, and the technical debt required to maintain connections to major LOS platforms is a barrier to growth. ShortTrack provides a single, robust API that plugs you into the industry’s most critical loan origination engines. Supported LOS Platforms:

  • Encompass®: Full support for the new Encompass Partner Connect (EPC) API.
  • Empower® / Exchange: Deep integration for enterprise-level lending workflows.
  • Mortgage Cadence: Direct connectivity for streamlined data exchange.
  • (New LOS integrations added with every new customer implementation)

For Title Agencies: Win More Lender Business

Lenders prioritize settlement partners who make their lives easier. If you aren’t integrated into their LOS, you are a “manual task” on their checklist. ShortTrack makes you a native part of their ecosystem.

  • Automated Order Receipt: Orders placed in the LOS appear instantly in your TPS (Resware, SoftPro, etc.) with no manual data entry.
  • Real-Time Fee Balancing: Push closing fees directly into the loan estimate, ensuring TRID compliance and accuracy.
  • Instant Document Delivery: Deliver commitments, CPLs, and closing packages directly into the lender’s eFolder.
  • Bidirectional Sync: Status updates flow back to the lender automatically, reducing “status check” phone calls and emails.

For Vendors: Access the Lending Workflow

If you provide services to lenders—such as underwriting QC, servicing, or appraisal management—ShortTrack is your shortcut to market.

  • One Connection, Many LOSs: Don’t spend years building separate integrations for Encompass and Empower. Build to ShortTrack once, and we route your service to the LOS of your choice.
  • Beyond Title: Our middleware isn’t limited to TPS <-> LOS connections. We facilitate pure LOS-to-Vendor integrations, allowing you to scale your tech product across the lending market without the management overhead.
  • Scalable Infrastructure: As LOS platforms update their APIs (like the shift from Encompass SDK to EPC), ShortTrack handles the migration so your service never goes offline.
ACCELERATED MARKET ACCESS

The Express Lane to Your LOS

Building a direct, 1:1 bridge to a major Loan Origination System is a massive undertaking that often ends in a multi-year development queue. ShortTrack eliminates the ‘Integration Debt’ of the mortgage lifecycle by providing a pre-built, bi-directional gateway that is already live, certified, and battle-tested. We handle the technical heavy lifting so you can stop managing APIs and start moving loans.

Bypass the Waitlist

Major LOS providers have notoriously long certification cycles and development backlogs. ShortTrack is already through the door. By connecting to our hub, you bypass the queue and go live with your partners in a fraction of the traditional time.

Bypass the Waitlist

Major LOS providers have notoriously long certification cycles and development backlogs. ShortTrack is already through the door. By connecting to our hub, you bypass the queue and go live with your partners in a fraction of the traditional time.

No More Broken Bridges

LOS APIs are moving targets—frequent updates and version changes can break custom code overnight. ShortTrack manages all mapping and maintenance at the hub level, ensuring your connection remains stable even when the underlying systems shift.

Data Integrity by Design

We don’t just pass ‘flat’ data packets; we translate them. ShortTrack ensures every title fee, policy document, and vendor update maps with surgical precision into the correct eFolder, ensuring the loan file is always ‘Closing Ready’ without manual intervention.

One Connection to Every Lender.

For title agencies and settlement vendors, the “integration tax” of connecting to different Loan Origination Systems is the biggest barrier to growth. ShortTrack acts as your universal gateway. By integrating with our neutral middleware, you gain instant, bi-directional access to Encompass, Empower, Mortgage Cadence, and more—without building or maintaining individual point-to-point connections.

  • Why Industry Leaders Partner with ShortTrack

    “Middleware is not something most title executives want to spend their day thinking about, and frankly, we should not have to. What matters is whether our clients can stay connected to our platform and whether our teams can execute without interruption. ShortTrack helps us protect both.”
    Natalie Hill
    CEO, Vantage Point Title

Ready to bridge the gap?

  • Bypass the development waitlists
  • Secure your lender partnerships instantly
  • Future-proof your infrastructure
Schedule a Consultation